Compare Medicare Advantage Plans in Oregon
A Clear Path to Medicare Advantage in Oregon
Medicare Advantage in Oregon brings hospital (Part A) and medical (Part B) together in one plan, often with extras like dental, vision, hearing, and fitness. JC Insurance Group helps you compare options across Portland, Eugene, Salem, Springfield, Corvallis, Albany and beyond so your doctors, prescriptions, and budget line up. From the Pearl District and Sellwood to South Eugene, West Salem, and neighborhoods near OSU, we keep the process straight, simple, and local.
Network, Drugs, Premiums, and MOOP
Every plan looks different on paper. We focus on the few items that make the biggest difference day to day: provider network, prescription coverage, monthly premium, copays, and the annual out-of-pocket limit (MOOP). We also look at service-area rules, travel needs, and whether extra benefits are a real value for you. If you prefer broad provider access and predictable costs, we’ll also review Medicare supplements as a side-by-side comparison.
Understanding Costs: Premiums, Copays, And Your MOOP
Many Oregon counties offer $0-premium Medicare Advantage plans. Premiums aren’t the whole story, so we add up likely copays for your visits, therapies, and tests. Each plan sets a MOOP—an annual cap on what you pay for covered Part A and Part B services. Once you hit that number, those covered services are $0 for the rest of the year. We’ll model total annual cost based on your care patterns so there are fewer surprises.
Doctors, Hospitals, And Care: Keep Your Care Team In The Loop
Networks are county-based and plan-specific. We’ll check your primary care doctor, specialists, and preferred hospitals, whether that’s OHSU, Providence, Legacy, PeaceHealth, or Samaritan Health, before you make a decision. If a must-have provider isn’t in a network, we’ll talk through workarounds or whether another plan type is a better fit.
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Drug Coverage Without the Guesswork
Most Medicare Advantage plans include drug coverage, but formularies, tiers, and preferred pharmacies vary. Bring your medication list and pharmacy preferences. We’ll compare plans line by line and, if needed, pair you with Part D drug plans on their own.
Local Options Across Oregon
Plan availability and benefits can differ in Multnomah, Washington, and Clackamas Counties compared with Lane, Marion, Benton, or Linn. JC Insurance Group reviews plans by ZIP code and highlights strong choices in your area. And if you split time or move, we’re licensed beyond Oregon - including Washington, Alaska, Arizona, Arkansas, California, Colorado, Florida, Idaho, Louisiana, Michigan, Minnesota, Montana, Nevada, New Mexico, North Dakota, Oklahoma, Tennessee, Texas, and Utah -so your coverage review can follow you.
Side-By-Side Comparisons in Plain Language
We work with multiple carriers, explain tradeoffs in plain language, and stay available when life changes. During AEP or an eligible SEP, we’ll help you switch if a new plan serves you better. Our team keeps your plan details handy and checks in to make sure coverage still fits your doctors, medications, and budget.
Common Questions About Medicare Advantage
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Are there $0 premium MA plans in my county?
Often yes. Availability and benefits vary by county, so we’ll check your ZIP and compare total costs.
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What’s the MOOP?
Each plan sets a yearly limit on what you pay for covered Part A and Part B services. After that, those covered services are $0 for the rest of the year.
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Do MA plans include drug coverage?
Most do. We’ll verify the drug list, tiers, and preferred pharmacies for your medications.
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Will my doctors be in network?
We confirm your providers and hospitals before you enroll so there are no surprises.
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Can I switch MA plans mid-year?
Many people can through a Special Enrollment Period after certain life events. We’ll review your situation and timing.
Compare Oregon MA Plans Now
Tell us your ZIP code, doctors, prescriptions, and budget. JC Insurance Group will narrow the list to plans that fit—then walk you through enrollment from start to finish.