Medicare Made Simple for Oregon Residents
Understanding Your Medicare Options

Medicare insurance plans in Oregon can look different from county to county - from Portland and Beaverton to Eugene, Salem, Springfield, Corvallis, and Albany. We begin with your doctors, prescriptions, and budget, then walk through Original Medicare, Medicare Advantage, Medigap (supplements), and drug coverage so you can feel confident about next steps. To learn more about the specifics for your county, contact us to find out more about coverage in your region.
Medicare Advantage (MA) Plans
One-card convenience, extra benefits, county-based networks. We verify your doctors and preferred hospitals from OHSU and Providence to PeaceHealth and Samaritan Health.
Dual Eligible (D-SNP)
For those with Medicare and Oregon Health Plan (OHP). These dual eligible plans coordinate benefits and may include added support.
Chronic Special Needs (C-SNP)
For qualifying conditions such as diabetes or COPD, with care coordination built in.
Veterans & Medicare
Options for those using VA or TRICARE who want added flexibility for non-VA providers.
Medicare Supplements (Medigap)
Medicare Part D
Original Medicare vs. Your Add-On Options
Original Medicare includes Part A (hospital) and Part B (medical). Most people add coverage to reduce out-of-pocket costs or include prescriptions. If you prefer one ID card and network-based care, Medicare Advantage may fit. If you want nationwide access to providers who accept Medicare, a Medicare supplement (Medigap) paired with Part D is worth a look.
Premiums, Copays, and Annual Limits in Oregon
Costs vary by plan type and county. With Original Medicare, you’ll see Part B premiums and coinsurance. Medicare Advantage plans often have low or $0 premiums but include copays and an annual out-of-pocket maximum. Medigap trades a higher premium for more predictable costs, and Part D plans differ by formulary and pharmacy choice. We’ll compare total annual costs based on your actual medications and visits.
When to Enroll or Make a Change
Most people enroll around their 65th birthday during the Initial Enrollment Period. The Annual Election Period (Oct 15–Dec 7) is when many review coverage for the year ahead. If you move, lose qualifying coverage, or have other life changes, you may qualify for a Special Enrollment Period. Still working with employer coverage? We’ll help you time Medicare so you avoid gaps and penalties.
Independent Guidance for Oregon Communities
We compare multiple carriers and explain tradeoffs in plain language. You’ll know how plans work in your county, what your total costs could look like, and how your doctors and prescriptions line up. From the West Hills and Sellwood in Portland to South Eugene, West Salem, North Albany, and neighborhoods near OSU in Corvallis, we’re here year-round to answer questions and adjust your coverage as needs change.
Learn, Compare, Decide with Confidence
Prefer to do your own research first? Explore plan types, coverage details, and county-level differences before we talk. We’ll show you how to compare options by your ZIP code, confirm networks and formularies, and prepare a short list for review. When you’re ready, we’ll handle the enrollment steps and keep a copy of your plan details for future check-ins.
Your Medicare Questions, Answered
(458) 205-8398
Call Us Today.
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What’s the difference between Original Medicare, Medicare Advantage, and Medigap?
Original Medicare includes Part A and Part B. Medicare Advantage combines A and B in one plan, often with extra benefits. Medigap helps pay certain out-of-pocket costs with Original Medicare.
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How much does Medicare cost in 2025?
Costs depend on plan type and county.We review premiums, copays, deductibles, and annual limits so you can compare the full picture.
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Do Medicare Advantage plans include drug coverage?
If you’re on Original Medicare, yes, you’ll need a standalone Part D plan to cover prescription medications. Some Medicare Advantage plans include drug coverage.
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Can I keep employer coverage and delay Medicare?
It depends on your group size and whether coverage is considered creditable. We’ll help you time it correctly.
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How do I compare plans available in my ZIP?
We walk you through the plan finder and create a side-by-side comparison based on your doctors and medications.
Get a Personalized Plan Comparison
Let’s Find the Right Medicare Fit
Tell us your doctors, prescriptions, and budget. We’ll compare local options in minutes and lay out the tradeoffs so you can decide without the guesswork.