Long-Term Care & Disability Insurance

Why You Need Long-Term Care & Disability Coverage
A sudden illness, injury, or need for long-term care can be financially overwhelming. These policies help cover the costs of extended medical care and lost income, ensuring you’re protected.
Long-Term Care Insurance
Covers assisted living, home care, and nursing home expenses.

Short & Long-Term Disability Insurance
Replaces lost income if you're unable to work due to illness or injury.

Critical Illness Coverage
Provides a lump sum for major medical diagnoses like cancer or heart disease.

Catastrophic Health Insurance
Combines life insurance with long-term care benefits.


Independent & Unbiased Advice
Year-Round Support
Personalized Plan Comparisons
Step-by-Step Guidance
Why Work With JC Insurance Group?
We’re committed to helping you find the right coverage for your family and future.
Get the Answers You Need
(458) 205-8398
Call Us Today.
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When should I get long-term care insurance?
It’s best to enroll before age 60, while rates are lower and coverage is more accessible.
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How does disability insurance work?
It provides income replacement if you’re unable to work due to injury or illness.
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Can I combine long-term care with life insurance?
Yes, hybrid policies provide both benefits in one plan.
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Does Medicare cover long-term care?
Medicare covers short-term stays, but long-term care isn’t included.
